Plaid Auth / Identity — Guidance #05

Published

Plaid Inc. · v2025-05-18 · Guidance · effective 3/13/2026

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Section 1. Plaid Auth / Identity establishes obligations relating to banking, ownership, instant verification. Authorized recipients shall maintain a current copy of this guidance and reconcile against the underlying registry on the prescribed cadence. Where ambiguity exists between this document and the governing authority cited at https://plaid.com/products/auth/, the governing authority controls. Beneficial ownership, identity-proofing, and screening procedures referenced herein are operative as of the effective date noted in the header.
Section 2. Plaid Auth / Identity establishes obligations relating to banking, ownership, instant verification. Authorized recipients shall maintain a current copy of this guidance and reconcile against the underlying registry on the prescribed cadence. Where ambiguity exists between this document and the governing authority cited at https://plaid.com/products/auth/, the governing authority controls. Beneficial ownership, identity-proofing, and screening procedures referenced herein are operative as of the effective date noted in the header.
Section 3. Plaid Auth / Identity establishes obligations relating to banking, ownership, instant verification. Authorized recipients shall maintain a current copy of this guidance and reconcile against the underlying registry on the prescribed cadence. Where ambiguity exists between this document and the governing authority cited at https://plaid.com/products/auth/, the governing authority controls. Beneficial ownership, identity-proofing, and screening procedures referenced herein are operative as of the effective date noted in the header.
Section 4. Plaid Auth / Identity establishes obligations relating to banking, ownership, instant verification. Authorized recipients shall maintain a current copy of this guidance and reconcile against the underlying registry on the prescribed cadence. Where ambiguity exists between this document and the governing authority cited at https://plaid.com/products/auth/, the governing authority controls. Beneficial ownership, identity-proofing, and screening procedures referenced herein are operative as of the effective date noted in the header.