Cycle Time Distribution
Refreshed last 30 days · metric: Median Onboarding Cycle Time
Current
7.2 days
Target 4.0 days
Period avg
6.7 days
min 5.6 days · max 7.7 days
vs Target
+3.2
Last 30 days
vs Benchmark
+5%
Above peer state avg.
30d trend
30 datapointsD-29— target 4.0 daysD-0
Breakdowns
By segment
- New onboardings5.0 days
- Change requests1.4 days
- Re-verifications0.7 days
Top contributors
- 1+4pp
Top driver: AI Validation lane
38% of cases pass first time
- 2+1pp
Top blocker: TIN mismatch
12% require RMI
- 3+2pp
Bright spot: Direct deposit
Adoption climbing
Narrative
Over the last 30d window, Cycle Time Distribution (Median Onboarding Cycle Time) tracked at 7.2 days against a target of 4.0 days. Cumulative volume passed through above target on 17 of the days in the window. Variability stays inside acceptable noise bands; the auto-deflection rate and the dual-approval queue are the two largest contributors.