Lifecycle & Inactivation

Refreshed ytd 2026 · metric: Lifecycle Inactivations YTD

Current

142

Target 200

Period avg

131.302

min 111.659 · max 151.778

vs Target

-58

YTD 2026

vs Benchmark

+5%

Above peer state avg.

30d trend

30 datapoints
D-29— target 200D-0

Breakdowns

By segment

  • New onboardings99.4
  • Change requests28.4
  • Re-verifications14.2

Top contributors

  1. 1

    Top driver: AI Validation lane

    38% of cases pass first time

    +4pp
  2. 2

    Top blocker: TIN mismatch

    12% require RMI

    +1pp
  3. 3

    Bright spot: Direct deposit

    Adoption climbing

    +2pp

Narrative

Over the last 30d window, Lifecycle & Inactivation (Lifecycle Inactivations YTD) tracked at 142 against a target of 200. Cumulative volume passed through below target on 17 of the days in the window. Variability stays inside acceptable noise bands; the auto-deflection rate and the dual-approval queue are the two largest contributors.