Plaid Auth / Identity
Realtime · 8d agoPlaid Inc. · Banking · Commercial
Overview
Instant bank-account verification (routing/account/ownership). Powers the instant verification path.
Homepage: https://plaid.com/products/auth/
Data format: API
Refresh cadence: Realtime
Status: Active
Onboarding traffic
1
Today
6
7d
20
30d
Cases that consulted this source
Governance
- Owner
- Evelyn Brooks
- Review cadence
- 6 months
- Next review due
- 7/14/2026
- Snapshot records
- 0
Documents (5)
- Published
Plaid Auth / Identity — Procedure #01
Procedure · v2026-01-01 · effective 6/6/2025
- Published
Plaid Auth / Identity — Guidance #02
Guidance · v2025-08-12 · effective 3/31/2026
- Published
Plaid Auth / Identity — Memo #03
Memo · v2024-03-23 · effective 11/20/2025
- Published
Plaid Auth / Identity — Procedure #04
Procedure · v2026-10-07 · effective 12/17/2025
- Published
Plaid Auth / Identity — Guidance #05
Guidance · v2025-05-18 · effective 3/13/2026
Linked checks (24)
Risk factors
- Shared bank accountBanking · weight 25
- Bank ownership verifiedBanking · weight -8
Verification runs (22)
Used in 1 verification methods across 19 suppliers.