Carter Restoration Services, LLC

Approved

TN-2024-1107 · Business

Under Investigation · CL-2026-0084 · Carter Restoration Banking Ring · Lead: Aisha Khan

Investigation

Lead: Aisha Khan · $148,000 at risk

Open

Select a source on the left to inspect its response and evidence.

Validation checklist

W-9 · TIN · Address · Banking · Contact

Mismatch needs attention

Case archetype

LLC · banking change request

Established LLC submitting a banking-information change. Triggers dual-approval and Plaid handshake.

Legal name

Carter Restoration Services, LLC

TIN

**-***7741

ap@carterrestoration.com

Phone

(615) 555-0271

Address

2810 Charlotte Pike, Nashville TN 37209

NAICS

236220

change request submitted
Submitted banking change request
6/17/2026, 7:36:44 PM · Carter Restoration
ial required
IAL3 required for banking change
6/17/2026, 7:36:44 PM · System
risk scored
Risk score: 78 (Red). Factors: owner variant +25, recent contact change +22, soft watchlist hit +15, banking change <30d from email change +18.
6/17/2026, 8:36:44 PM · System
verification run
Bank ownership check returned: account holder "Carter Restoration Services Holdings, LLC" vs supplier "Carter Restoration Services, LLC"
6/17/2026, 8:36:44 PM · System
case opened
Opened Carter case for review
6/17/2026, 9:36:44 PM · Jordan Lee
pii revealed
Revealed account number (reason: Investigating banking change; auto-remask 60s)
6/17/2026, 10:36:44 PM · Jordan Lee
defer to supervisor
Deferred to Supervisor with note about owner variant + contact change + soft watchlist
6/17/2026, 10:36:44 PM · Jordan Lee
case opened
Reviewed Jordan's note and evidence bundle
6/18/2026, 4:36:44 AM · Derrick Moore
escalated to investigator
Escalated to Investigator (Aisha Khan) — suspected fraud pattern
6/18/2026, 5:36:44 AM · Derrick Moore
notification sent
Notified supplier + Comptroller's office of fraud block
6/18/2026, 7:36:44 AM · System

IAL3 required

Truist Bank ****1107 → Chase Bank ****5519

Watchlist: Soft · Risk score: 78

Bank Ownership
IAL3Passed1437ms · Plaid (mock)
Chase account ****5519 exists
Bank Ownership
IAL3ManualReview1430ms · Plaid (mock)
Owner mismatch: "Carter Restoration Services Holdings, LLC" vs supplier legal name "Carter Restoration Services, LLC"
OFAC / Sanctions
IAL3Passed1342ms · OFAC
OFAC: no hit
Behavioral Analytics
IAL3Failed1219ms · TN-internal
Banking change submitted 10 days after contact email change; cross-supplier bank reuse detected

/ 100

Red

Contributing factors: